Electronic Envelopes
We have been using the envelope system for one year. The system has worked incredibly well for us but at the end of the year we re-evaluated and made a few changes.
Using a Budget to get out of Debt
Since I posted What does debt have to do with it? I've gotten a lot of questions on how we were able to pay off $16,094 worth of debt in six months. The short answer: a lot of long hours, cheap dates, and no vacations or splurge spending. The long answer: we budget every week, use cash, cut expenses, and find ways to save on EVERYTHING.